Loans for People with Bad Credit - Click Here to View Loans

Welcome to Loans for People with Bad Credit

the site for people who need credit but find getting it difficult. Find information on a range
of bad credit loans types and lenders here!

Bad Credit Loans - Click Here To Compare >>

Bad Credit Loans - they do what it says on the tin don't they? Well in a way, yes. Bad credit loans are offered by specialist lenders or brokers who take on applicants who have been refused credit elsewhere - these are essentially loans for people with bad credit. You might have been refused on the high street or from mainstream online lenders – the application is refused because of a not-so-perfect credit rating. If this is the case you should look into loans for bad credit.

Bad Credit loans lenders take on all types of borrowers, including:

people with a poor credit rating
people who have had County Court Judgements (CCJs)
people who have been blacklisted

In some cases, the bad credit loans lender will even take on unemployed applicants or those with no credit rating at all - as long as they are a UK resident. So how do loans for bad credit work?

Quite simply: the applicant fills out a simple online application form and the lender or broker will look at this and be able to offer a loan. Some Bad Credit loan lenders will offer both secured and unsecured loans - check this in advance. If you are looking for loans for people with bad credit you should find one here.

In most cases, Bad Credit loan applications go to a loans broker who can scour the market, assessing a large number of lenders to find the best deal.

IF You Need Quick Cash, Consider a Payday Loan – Click Here to See Payday Loans

LATEST NEWS

Can’t Wait Till Payday? Choose a Payday Loan
25 January 2012 - Loans For People With Bad Credit
If things are tough one month and your finding yourself financially stretched whilst waiting for the next payday, why not consider a payday loan? Payday loans are a source of borrowing ...

COMPANY	REPRESENTATIVE APR	AMOUNT	MINIMUM	MAXIMUM	TERMS & CONDITIONS	SUITABILITY	SECURED LOANS	APPLY
My Payday Lender	1286.1%	£80- £1000	1 Week	1 Month	Applicants must earn at least £750 per month and be in full time employment. Payment should be within 31 days	People looking for a fast 30 day payday loan	No
My Payday Lender	My Payday Lender accept almost 100% of applicants for payday loans. Receive instant approval on your application and receive your fast cash salary advance in your bank account in as little as one hour. Representative Example: Total Amount of Credit: £160; Representative APR: 1286%; Duration of Agreement: 31 days; Total Charge of Credit: £25; Total Amount Payable: £185
Cash for winter	6.9%	£750 - £25,000	12 Months	60 Months	Depends on loan type - fill in online form and you will be given your choices.	Those that have been refused by high street lenders and those suffering with credit difficulties such as CCJs, defaults or mortgage arrears.	Yes
Cash for winter	Cash for winter is the bad credit loan company who can keep you out of the cold this season with loans of up to £25,000. Their application process is short and simple and even if you have a bad credit rating they can still provide you with a loan. Representative Example: Representative 6.9% APR for loans between £7,000 and £15,000. For example, if you took a loan for £10,000 with a Representative APR of 6.9% fixed and an annual interest rate of 6.9% you would pay £196.56 per month with a total charge for the credit of £1,793.43 making the total amount you repay of £11,793.43
Merlin Money Market	53.9%	£100 - £50,000	1 Month	25 Years	Loans subject to status. Minimum applicant age 18 year. Rates updated regulary	People who have been refused credit elsewhere	No
Merlin Money Market	Merlin Money Market can provide you with bad credit loans with repayments from 1 month to 25 years. They claim to have the UK’s cheapest one off joining fee with unlimited lender access. With Merlin Money Market you have no upfront credit checks to worry about. Representative Example: Representative APR 53.9% The actual APR will depend on the lender, the loan amount and the borrower's credit circumstances.
The Finance Facility	19.6%	£1000-£15,000	On application	On application	You must be employment and aged 18 to 65 years	All borrowers - even with bad credit history, been refused elsewhere, been blacklisted or have CCJs.	No
The Finance Facility	The Finance Facility provides loans of £1000 to £15000 for lots of different purposes. Their primary objective is to provide you with a service that is second to none. They search all the loans on their database to find the best one suited to you at an APR that you can afford. If you are aged between 18 to 65 years, apply for an unsecured loan online now. Representative Example: Total Amount of Credit: £5000; Representative APR: 19.6%; Duration of Agreement: 60 months; Total Charge of Credit: £2881.60; Total Amount Payable: £7881.60; Address: The Finance Facility, Netherley Road, Prescot, Merseyside, L35 1RG.
First Choice Capital	Varies	£100 - £2,500	12 Months	60 Months	See website for terms and conditions	People with poor credit rating	No
First Choice Capital	First Choice Capital Resources is designed to match the right products and services to suit your needs and present them to you on a continuing basis. It is free to apply and you can borrow between £1,000 - £15,000. Complete your online profile and you will receive access to the product and services First Choice Capital Resources provide. Representative Example: Not available.
The One Stop Market	53.9%	£50 - £15,000	Ask on application	Ask on application	You must be over the age of 18 years old and live in the UK	If you have bad credit	No
The One Stop Market	The One Stop market is a completely independent online brokerage service that offers you loans up to £15,000. Their unique application form captures around 30 different bits of information about you, which they then use to calculate which lenders criteria suits you best. Representative APR: Total Amount of Credit: £3000; Representative APR: 53.9%; Duration of Agreement: 36 months; Total Charge of Credit: £2442.84; Total Amount Payable: £5442.84; Address: We Approve Limited, PO Box 7562, Bournemouth, BH1 9UL.
Save Simply	Varies	£500 - £25,000	12 Months	25 years	The Partners will contact you with loan information. Please note that such information should not be used as the sole basis for your loan decision, and may not meet your particular needs.	Poor credit borrowers, retired, self employed or unemployed	Yes
Save Simply	Savesimply.co.uk specialise in loans from £500 - £25,000 and work with some of the top lenders. You can make a FREE no obligation enquiry into obtaining a loan for any purpose. They have a 100% secure and confidential application process so apply online today. Representative Example: Not available.